@import"https://fonts.googleapis.com/css2?family=Source+Sans+3:wght@400;500;600;700&family=Source+Serif+4:ital,opsz,wght@0,8..60,400;0,8..60,600;1,8..60,400;1,8..60,600&display=swap";/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.absolute{position:absolute}.static{position:static}.sticky{position:sticky}.container{width:100%}@media(min-width:40rem){.container{max-width:40rem}}@media(min-width:48rem){.container{max-width:48rem}}@media(min-width:64rem){.container{max-width:64rem}}@media(min-width:80rem){.container{max-width:80rem}}@media(min-width:96rem){.container{max-width:96rem}}.block{display:block}.contents{display:contents}.flex{display:flex}.grid{display:grid}.hidden{display:none}.table{display:table}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}}:root{--ground:#f7f3e8;--paper:#fcfaf3;--sunk:#ece8da;--tint:#e2eae5;--tint-weave:#1722380b;--text:#172238;--text-2:#39435a;--text-3:#586174;--line:#d5cdb8;--line-2:#a59d86;--accent:#a3281f;--on-accent:#fff;--accent-ink:#a3281f;--body:"Source Sans 3", system-ui, -apple-system, "Segoe UI", sans-serif;--display:"Source Serif 4", Georgia, "Times New Roman", serif}html{background:var(--ground)}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--ground);color:var(--text-2);font-family:var(--body);-webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums;margin:0;font-size:16.5px;font-weight:400;line-height:1.62}img{max-width:100%;height:auto}a{color:var(--accent);text-underline-offset:2px}:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.article-body ul,.prose ul,.sources ul,.callout ul{margin:1.1rem 0;padding-left:1.3rem;list-style:outside}.article-body ol,.prose ol,.sources ol,.callout ol{margin:1.1rem 0;padding-left:1.4rem;list-style:decimal}.article-body li,.prose li,.sources li,.callout li{margin:.35rem 0}.article-body ul ul,.prose ul ul{margin:.28rem 0;list-style:circle}.article-body ol ol,.prose ol ol{margin:.28rem 0;list-style:lower-alpha}.article-body .pc-card ul,.prose .pc-card ul,.article-body .sources ul,.prose .sources ul,.article-body .trust-items,.prose .trust-items,.article-body .pill-row,.prose .pill-row{padding-left:0;list-style:none}.container{width:100%;max-width:1080px;margin-inline:auto;padding-inline:clamp(20px,4vw,56px)}.section.band{background:var(--sunk)}.section-head{border-bottom:2px solid var(--text);margin-bottom:clamp(22px,3vw,36px);padding-bottom:10px}.section-head h2{margin:0 0 6px}.section-head p{color:var(--text-2);max-width:66ch;margin:0;font-size:16.5px}h1,h2,h3,h4{color:var(--text);font-family:var(--display);letter-spacing:-.012em;margin:0 0 .45em;font-weight:600;line-height:1.16}h1{font-size:clamp(32px,4.6vw,50px);line-height:1.08}h2{font-size:clamp(23px,2.9vw,31px)}h3{font-size:clamp(18px,2vw,21px)}h4{font-size:16.5px}.eyebrow{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--accent);margin:0 0 10px;font-size:16.5px;font-style:italic;font-weight:400}.eyebrow-center{text-align:center}.lead-in,.dek{color:var(--text-2);max-width:62ch;margin:0 0 1.2em;font-size:clamp(17px,1.9vw,19.5px);line-height:1.55}.btn{font-family:var(--body);letter-spacing:0;text-transform:none;border:1px solid var(--text);color:var(--text);cursor:pointer;background:0 0;border-radius:0;align-items:center;gap:9px;padding:12px 20px;font-size:15.5px;font-weight:600;line-height:1;text-decoration:none;transition:background-color .15s,color .15s;display:inline-flex}.btn:hover{background:var(--text);color:var(--ground)}.btn-primary{background:var(--accent);border-color:var(--accent);color:var(--on-accent)}.btn-primary:hover{color:var(--accent);background:0 0}.btn-ghost,.btn-quiet{border-color:var(--line-2);color:var(--text-2)}.btn-ghost:hover,.btn-quiet:hover{background:var(--text);color:var(--ground);border-color:var(--text)}.site-header{background:var(--ground);border-bottom:2px solid var(--text)}.site-header .container{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:20px;padding-block:18px;display:flex}.brand{color:var(--text);align-items:baseline;gap:10px;text-decoration:none;display:inline-flex}.brand-name{font-family:var(--display);letter-spacing:-.014em;color:var(--text);font-size:21px;font-weight:600}.brand-mark{color:var(--accent)}.nav{align-items:baseline;gap:2px;display:flex}.nav-menu{align-items:baseline;gap:2px;margin:0;padding:0;list-style:none;display:flex}.nav a{font-family:var(--body);letter-spacing:0;text-transform:none;color:var(--text-2);border:0;border-bottom:2px solid #0000;border-radius:0;padding:6px 12px;font-size:15.5px;font-weight:500;text-decoration:none}.nav a:hover{color:var(--text);border-bottom-color:var(--line-2)}.nav a[aria-current=page]{color:var(--text);border-bottom-color:var(--accent)}.menu-toggle{border:1px solid var(--line-2);color:var(--text);font:inherit;letter-spacing:0;text-transform:none;cursor:pointer;background:0 0;padding:8px 13px;font-size:15px;font-weight:600;display:none}.skip-link,.skip-to-content{background:var(--text);color:var(--ground);z-index:100;padding:11px 18px;position:absolute;top:0;left:-9999px}.skip-link:focus,.skip-to-content:focus{top:10px;left:10px}.cat-grid,.idx-list{border-top:2px solid var(--text);gap:0;margin:0;padding:0;list-style:none;display:grid}.cat-card,.idx-row{border:0;border-bottom:1px solid var(--line);color:inherit;background:0 0;border-radius:0;grid-template-columns:5.5rem minmax(0,1fr);align-items:baseline;gap:clamp(14px,2.5vw,28px);padding:18px 0;text-decoration:none;display:grid}a.cat-card:hover{background:var(--sunk)}a.cat-card:hover h3{color:var(--accent);text-decoration:underline}.idx,.n,.folio,.page-folio{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text-3);font-variant-numeric:tabular-nums;font-size:15.5px;font-style:italic;font-weight:400}.cat-card h3{letter-spacing:-.014em;margin:0 0 3px;font-size:19px}.cat-card p{color:var(--text-2);max-width:64ch;margin:0;font-size:16px}.cat-card:has(>.idx)>:not(.idx){grid-column:2}.cat-card:has(>.idx){row-gap:4px}.section-head+.cat-grid,.section-head+.idx-list{border-top:0}.cat-card:not(:has(>.idx)){grid-template-columns:minmax(0,1fr)}.tags,.tag,.badge{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text-3);background:0 0;border:0;border-radius:0;margin-top:5px;padding:0;font-size:15px;font-style:italic;font-weight:400;display:inline-block}.bar{display:none}.page-hero,.article-hero{border:0;border-bottom:2px solid var(--text);background:0 0;border-radius:0;margin-bottom:clamp(20px,3vw,34px);padding-block:clamp(36px,5.5vw,72px) clamp(20px,3vw,34px)}.article-hero h1,.page-hero h1{max-width:24ch;margin:0 0 14px}.crumbs{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text-3);flex-wrap:wrap;align-items:baseline;gap:8px;margin:0 0 12px;padding:0;font-size:15.5px;font-style:italic;list-style:none;display:flex}.crumbs a{color:var(--text-3);text-decoration:none}.crumbs a:hover{color:var(--accent)}.crumbs li+li:before{content:"›";color:var(--line-2);margin-right:8px;font-style:normal}.pill-row{flex-wrap:wrap;gap:6px 18px;margin:16px 0 0;padding:0;list-style:none;display:flex}.pill{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text-3);background:0 0;border:0;border-radius:0;padding:0;font-size:15.5px;font-style:italic;display:inline-block}.article-body,.prose{background:0 0;max-width:66ch;font-size:16.5px;line-height:1.68}.article-body>*+*,.prose>*+*{margin-top:1.1rem}.article-body h2,.prose h2{border:0;border-bottom:1px solid var(--line-2);margin:2.5rem 0 .8rem;padding-bottom:8px;font-size:clamp(22px,2.7vw,28px)}.article-body h3,.prose h3{margin:1.9rem 0 .5rem}.article-body h4{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text-2);margin:1.5rem 0 .4rem;font-size:17px;font-style:italic;font-weight:600}.article-body p,.prose p{margin:1.1rem 0}.article-body a,.prose a{color:var(--text);text-decoration:underline;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}.article-body a:hover,.prose a:hover{color:var(--accent)}.article-body strong{color:var(--text);font-weight:650}.article-body blockquote{border:0;border-left:2px solid var(--line-2);font-family:var(--display);color:var(--text-2);margin:1.8rem 0;padding:0 0 0 1.2rem;font-size:18px}.article-body code{font-family:var(--body);background:var(--sunk);padding:1px 5px;font-size:.95em;font-weight:600}.article-body hr{border:0;border-top:1px solid var(--line);margin:2.4rem 0}.callout{border:0;border-left:3px solid var(--accent);background:0 0;border-radius:0;margin:1.8rem 0;padding:0 0 0 1.3rem}.callout>:first-child{margin-top:0}.callout>:last-child{margin-bottom:0}.callout-label{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--accent);margin-bottom:6px;font-size:16px;font-style:italic;font-weight:600;display:block}.callout-warn{border-left-color:var(--text)}.callout-warn .callout-label{color:var(--text)}.table-wrap{border:0;border-top:2px solid var(--text);background:0 0;border-radius:0;margin:1.9rem 0;overflow-x:auto}.table-wrap table{border-collapse:collapse;width:100%;font-size:16px}.table-wrap th{border:0;border-bottom:1px solid var(--line-2);text-align:left;font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text);background:0 0;padding:10px 18px 10px 0;font-size:16px;font-style:italic;font-weight:600}.table-wrap td{border:0;border-bottom:1px solid var(--line);vertical-align:top;color:var(--text-2);padding:11px 18px 11px 0}.table-wrap tr:last-child td{border-bottom:0}.proscons{grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:clamp(22px,3vw,44px);margin:2rem 0;display:grid}.pc-card{border:0;border-top:2px solid var(--text);background:0 0;border-radius:0;padding:14px 0 0}.pc-card h4{font-family:var(--display);text-transform:none;margin:0 0 9px;font-size:18px;font-style:normal;font-weight:600}.pc-card ul{margin:0;padding-left:0;list-style:none}.pc-card li{color:var(--text-2);margin:8px 0;padding-left:20px;position:relative}.pros li:before{content:"+";color:var(--accent);font-weight:700;position:absolute;left:0}.cons li:before{content:"−";color:var(--text-3);font-weight:700;position:absolute;left:0}.faq-list{border-top:2px solid var(--text);margin:2rem 0}.faq-item{border-bottom:1px solid var(--line);background:0 0;border-radius:0}.faq-q{width:100%;font-family:var(--display);letter-spacing:-.012em;text-align:left;color:var(--text);cursor:pointer;background:0 0;border:0;padding:16px 36px 16px 0;font-size:18.5px;font-weight:600;position:relative}.faq-q:after{content:"+";color:var(--accent);font-weight:400;position:absolute;top:50%;right:2px;transform:translateY(-50%)}.faq-item[open] .faq-q:after{content:"−"}.faq-a{color:var(--text-2);max-width:66ch;padding:0 0 18px}.faq-a>:first-child{margin-top:0}.sources{border:0;border-top:2px solid var(--text);color:var(--text-2);background:0 0;border-radius:0;margin:2.8rem 0 0;padding:16px 0 0;font-size:15.5px}.sources h2,.sources h3{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text);border:0;margin:0 0 9px;padding:0;font-size:17px;font-style:italic;font-weight:600}.sources a{color:var(--text);text-decoration:underline;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent);word-break:break-word}.article-cta,.cta-banner{border:0;border-top:2px solid var(--text);border-bottom:1px solid var(--line);color:inherit;background:0 0;border-radius:0;margin:2.6rem 0;padding:clamp(22px,3.5vw,36px) 0}.article-cta h2,.article-cta h3,.cta-banner h2,.cta-banner h3{color:var(--text);margin:0 0 9px}.article-cta p,.cta-banner p{color:var(--text-2);max-width:62ch;margin:0 0 18px}.steps{grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:clamp(22px,3vw,44px);margin:0;padding:0;list-style:none;display:grid}.step{border-top:1px solid var(--line-2);padding:13px 0 0}.step h3{margin:0 0 6px;font-size:18px}.step p{color:var(--text-2);margin:0;font-size:16px}.trust-strip{margin-top:clamp(24px,3.5vw,44px)}.trust-lead{max-width:62ch;color:var(--text-2)}.trust-items{grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:clamp(22px,3vw,44px);margin:0;padding:0;list-style:none;display:grid}.trust-item{border:0;border-top:1px solid var(--line-2);box-shadow:none;background:0 0;border-radius:0;padding:13px 0 0}.trust-item h3{margin:0 0 6px;font-size:18px}.trust-item p{color:var(--text-2);margin:0;font-size:16px}.site-footer{background:var(--ground);border:0;border-top:2px solid var(--text);color:var(--text-2);margin-top:clamp(48px,7vw,92px);padding:clamp(32px,4.5vw,56px) 0 22px}.site-footer a{color:var(--text-2);text-decoration:none}.site-footer a:hover{color:var(--accent);text-decoration:underline}.footer-content,.footer-grid{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:clamp(28px,4vw,64px);display:grid}.site-footer h3{font-family:var(--display);color:var(--text);margin:0 0 9px;font-size:20px}.site-footer h4{font-family:var(--display);letter-spacing:0;text-transform:none;color:var(--text);margin:0 0 11px;font-size:16.5px;font-style:italic;font-weight:600}.footer-section p{max-width:44ch;margin:0;font-size:16px;line-height:1.6}.footer-section ul,.footer-links{gap:7px;margin:0;padding:0;list-style:none;display:grid}.footer-bottom{border:0;border-top:1px solid var(--line);color:var(--text-3);margin-top:clamp(26px,4vw,44px);padding-top:18px;font-size:15px}.footer-bottom p{margin:3px 0}.affiliate-disclosure{color:var(--text-3);font-style:italic}@media(max-width:760px){.footer-content,.footer-grid{grid-template-columns:1fr}.cat-card,.idx-row{grid-template-columns:1fr;gap:4px}.cat-card:has(>.idx)>:not(.idx){grid-column:auto}}@media(max-width:620px){.menu-toggle{display:inline-block}}::selection{background:var(--sunk)}@media(prefers-reduced-motion:reduce){*{transition-duration:.01ms!important;animation-duration:.01ms!important}}.site-header{background:var(--ground);border-bottom:0;padding-top:clamp(14px,2vw,22px)}.site-header .container{padding-block:0;display:block}.policy-head{border:2px solid var(--text);background:var(--paper)}.ph-strip{background-color:var(--tint);background-image:repeating-linear-gradient(45deg,var(--tint-weave) 0 1px,transparent 1px 6px),repeating-linear-gradient(-45deg,var(--tint-weave) 0 1px,transparent 1px 6px);border-bottom:1px solid var(--text);font-family:var(--display);color:var(--text-2);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 18px;padding:6px 16px;font-size:15px;font-style:italic;display:flex}.ph-form{border:1.5px solid var(--accent);color:var(--accent);font-variant-numeric:tabular-nums;white-space:nowrap;padding:1px 9px;font-style:italic}.ph-main{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;padding:14px 16px;display:flex}.brand-name{font-size:22px}.brand-name b{color:var(--text-2);opacity:1}.brand-mark{border:2px solid var(--text);background-color:var(--accent);background-clip:content-box;flex:none;align-self:center;width:14px;height:14px;padding:2px}.nav-menu{flex-wrap:wrap}.nav a{padding:6px 10px}@media(max-width:880px){.nav-menu,.nav-menu li+li{border-top:1px solid var(--line)}.nav a{border-bottom:0;padding:10px 0;display:block}.menu-toggle{border:1px solid var(--line-2);padding:6px 12px}}.page-hero{padding-top:clamp(24px,3.5vw,44px)}.dec-sheet{background-color:var(--line-2);border:2px solid var(--text);grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;display:grid}.dec-box{background-color:var(--paper);min-width:0;padding:14px 18px 18px}.dec-label{font-family:var(--display);color:var(--text-3);font-variant-numeric:tabular-nums;margin-bottom:6px;font-size:15px;font-style:italic;display:block}.dec-value{color:var(--text);margin:0;font-size:16.5px;font-weight:500;line-height:1.45}.dec-box--coverage{grid-column:1/-1;padding:clamp(20px,3vw,34px) clamp(18px,3vw,34px) clamp(24px,3.4vw,40px)}.dec-box--coverage h1{max-width:26ch;margin:0}.dec-box--coverage .eyebrow{margin-bottom:12px}.dec-box--remarks{grid-column:span 2}.dec-box--remarks .lead-in{margin-bottom:0}.dec-box--remarks .hero-actions{margin-top:20px}.dec-parts{margin:0;padding:0;list-style:none}.dec-parts li{border-bottom:1px solid var(--line);font-family:var(--display);color:var(--text);padding:7px 0;font-size:17px}.dec-parts li:last-child{border-bottom:0}@media(max-width:760px){.dec-sheet{grid-template-columns:minmax(0,1fr)}.dec-box--coverage,.dec-box--remarks{grid-column:auto}}.part+.part,.part+.trust-strip{border-top:3px double var(--text)}.part .section-head{position:relative}.part .section-head[data-part]:before{content:attr(data-part);font-family:var(--display);color:var(--line-2);font-size:46px;font-weight:400;line-height:1;position:absolute;top:-4px;right:calc(100% + 22px)}@media(max-width:1240px){.part .section-head[data-part]:before{content:none}}.q-list .idx-row{padding:14px 0}.q-text{font-family:var(--display);color:var(--text);margin:0;font-size:clamp(17.5px,1.8vw,19.5px);line-height:1.4}.schedule{margin:0;padding:0;list-style:none}.form-row{border-bottom:1px solid var(--line);grid-template-columns:5.5rem minmax(0,14rem) minmax(0,1fr);align-items:baseline;gap:6px clamp(14px,2.5vw,28px);padding:15px 0;display:grid}.form-row--head{border-bottom:1px solid var(--line-2);padding:8px 0}.form-row--head span{font-family:var(--display);color:var(--text-3);font-size:15px;font-style:italic}.form-code{font-family:var(--display);color:var(--text-3);font-variant-numeric:tabular-nums;font-size:16px;font-style:italic}.form-title{margin:0;font-size:19px}.form-gloss{color:var(--text-2);max-width:60ch;margin:0;font-size:16px}@media(max-width:760px){.form-row{grid-template-columns:4.5rem minmax(0,1fr)}.form-row .form-gloss{grid-column:2}.form-row--head .form-gloss{display:none}}.trust-strip{background-color:var(--tint);background-image:repeating-linear-gradient(45deg,var(--tint-weave) 0 1px,transparent 1px 7px),repeating-linear-gradient(-45deg,var(--tint-weave) 0 1px,transparent 1px 7px);margin-top:0;padding-block:clamp(44px,6vw,80px)}.trust-lead{border-bottom:2px solid var(--text);max-width:none;margin-bottom:clamp(22px,3vw,34px);padding-bottom:12px}.trust-lead h2{margin-bottom:6px}.trust-lead p{max-width:62ch;margin:0}.trust-items{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:0 clamp(22px,3vw,44px)}.trust-item{border-top:0;border-bottom:1px solid var(--line-2);grid-template-columns:2rem minmax(0,1fr);align-items:baseline;padding:13px 0 15px;display:grid}.clause-no{font-family:var(--display);color:var(--text-3);font-variant-numeric:tabular-nums;font-size:16px}.trust-item h3{margin-bottom:3px;font-size:17px}.trust-item p{font-size:15.5px}.conditions-foot{color:var(--text-2);margin:22px 0 0;font-size:15.5px}.conditions-foot a{color:var(--text);-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}.article-hero .crumbs .sep{color:var(--line-2);font-style:normal}.article-body .table-wrap th,.prose .table-wrap th{background-color:var(--tint);padding-left:10px}.article-body .table-wrap td:first-child,.prose .table-wrap td:first-child{padding-left:10px}.callout{background-color:var(--paper);border-left-width:3px;padding:14px 18px}.cta-banner,.article-cta,.site-footer{border-top:3px double var(--text)}.footer-form{font-family:var(--display);color:var(--text-3);margin-top:12px;font-size:15px;font-style:italic;display:inline-block}.site-footer .footer-section ul{border-top:1px solid var(--line-2);gap:0;max-width:26rem}.site-footer .footer-section li{border-bottom:1px solid var(--line);padding:7px 0}.page-hero h1,.article-hero h1{font-size:min(var(--h1-cap-narrow,56px),clamp(30px,4.6vw,56px));line-height:1.06}.page-hero>.container>h1{font-size:min(var(--h1-cap,92px),clamp(34px,6.5vw,92px));line-height:1.04}.article-hero h1{font-size:clamp(32px,4.2vw,58px);line-height:1.1}.hero-split h1,.hero-grid h1,.hero-copy h1,.cf-hero-grid h1,.st-hero-grid h1,.rd-hero-grid h1,.tm-hero-grid h1,.lp-hero-grid h1,.hero-lay h1,.spread h1{font-size:min(var(--h1-cap-narrow,56px),clamp(30px,4.6vw,56px));line-height:1.06}h1.is-long{--h1-cap:72px;--h1-cap-narrow:44px}@media(max-width:600px){h1.is-long{--h1-cap:30px;--h1-cap-narrow:28px}}h1,h2{text-wrap:balance;overflow-wrap:break-word}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:clamp(20px,3vw,30px);display:flex}.hero-copy .lead-in,.hero-copy .lede,.hero-copy .lead,.hero-grid .lead-in,.hero-split .lead-in{min-width:0;max-width:54ch}h1 .accent,h1 .grad,h1 .pop,h1 em{color:var(--accent-ink,currentColor)}.page-hero:has(.hero-split),.page-hero:has(.hero-grid),.page-hero:has(.hero-lay),.page-hero:has(.lead-grid),.article-hero:has(.hero-split),.article-hero:has(.hero-grid){max-width:none}.hero-split,.hero-grid,.hero-lay,.cf-hero-grid,.st-hero-grid,.rd-hero-grid,.tm-hero-grid,.lp-hero-grid,.lead-grid{grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr)}.brand-name{flex-direction:column;line-height:1.18;display:inline-flex}.brand-name b,.brand-name small{opacity:.74;letter-spacing:0;text-transform:none;font-size:.66em;font-weight:500}.hero-split>*,.hero-grid>*,.cf-hero-grid>*,.st-hero-grid>*,.rd-hero-grid>*,.tm-hero-grid>*,.lp-hero-grid>*,.hero-lay>*{min-width:0}@media(max-width:900px){.hero-split,.hero-grid,.cf-hero-grid,.st-hero-grid,.rd-hero-grid,.tm-hero-grid,.lp-hero-grid,.hero-lay{grid-template-columns:1fr}}:root{--sc-r:0px;--sc-r-chip:0px;--sc-pad:24px 26px;--sc-fill:#7f7f7f0d;--sc-edge:#7f7f7f29;--sc-lift:none;--sc-band-fill:#7f7f7f0f;--sc-band-ink:inherit;--sc-link-hover:var(--accent);--sc-band:clamp(40px, 4vw, 56px)}.callout{border-radius:var(--sc-r);padding:var(--sc-pad)}.section-panel>.container{background:var(--sc-band-fill);border-radius:var(--sc-r);padding:clamp(28px,3vw,44px)}.section-panel .trust-item,.section-panel .step,.section-panel .cat-card,.section-panel .split-side{background:var(--paper,#fff)}.section-tint{background:var(--sc-band-fill)}.section+.section.section-tint,.section+.section.band,.section+.section.section-alt,.section+.section.alt,.section.section-tint+.section,.section.band+.section,.section.section-alt+.section,.section.alt+.section{padding-top:var(--sc-band)}.section-tint .trust-item,.section-tint .step,.section-tint .cat-card,.section-tint .split-side,.section-tint .split-list li:nth-child(odd),.section-tint .trust-item li:nth-child(odd){background:#7f7f7f0d}.split{--split-pad:clamp(26px, 2.8vw, 38px);grid-template-columns:1fr 1fr;align-items:stretch;gap:0 clamp(28px,3.2vw,56px);display:grid}.split-side,.split-side:first-child{grid-template-rows:subgrid;padding:var(--split-pad);grid-row:span 8;align-content:start;display:grid}.split-list{display:contents}.split-list li{border:0;align-items:center;margin:0;padding:10px 0;display:flex}.split-side h3{margin:2px 0 0}.split-side>p:not(.split-cost){margin:6px 0 10px}.split-cost{border-top:2px solid;margin:6px 0 0;padding-top:14px;font-weight:700}.hub-cols{grid-template-columns:1fr 1fr;gap:clamp(26px,3vw,52px);display:grid}.hub-cols-1{grid-template-columns:minmax(0,1fr)}.footer-content,.footer-grid{grid-template-columns:1fr 1fr;gap:clamp(26px,3vw,52px)}@media(max-width:760px){.footer-content,.footer-grid{grid-template-columns:minmax(0,1fr)}}.hub-cols h3{margin:0 0 10px;font-size:clamp(17px,1.5vw,20px)}.hub-list{margin:0;padding:0;list-style:none}.split-list li,.hub-list li{border-bottom:1px solid #7f7f7f2e}.hub-list a{color:inherit;padding:11px 0;text-decoration:none;display:block}.hub-list a:hover{color:var(--accent-ink,currentColor)}@media(max-width:760px){.hub-cols{grid-template-columns:minmax(0,1fr)}.site-header:not(:has([aria-expanded],.menu-toggle,.nav-toggle,.hamburger)) .container{flex-wrap:wrap;row-gap:8px;padding-block:12px}.site-header:not(:has([aria-expanded],.menu-toggle,.nav-toggle,.hamburger)) .container>.nav,.site-header:not(:has([aria-expanded],.menu-toggle,.nav-toggle,.hamburger)) .container>nav{scrollbar-width:none;flex-wrap:nowrap;flex:1 0 100%;min-width:0;overflow-x:auto;-webkit-mask-image:linear-gradient(90deg,#000 84%,#0000);mask-image:linear-gradient(90deg,#000 84%,#0000)}.site-header:not(:has([aria-expanded],.menu-toggle,.nav-toggle,.hamburger)) .container>nav::-webkit-scrollbar{display:none}.site-header:not(:has([aria-expanded],.menu-toggle,.nav-toggle,.hamburger)) .nav-menu{white-space:nowrap;flex-wrap:nowrap;gap:18px;padding-right:24px}}.has-menu{position:relative}.menu-trigger{font:inherit;color:inherit;cursor:pointer;background:0 0;border:0;align-items:center;gap:6px;padding:0;display:inline-flex}.menu-trigger .caret{font-size:.7em;line-height:1;transition:transform .15s}.menu-trigger[aria-expanded=true] .caret{transform:rotate(180deg)}.submenu{z-index:60;border-radius:var(--sc-r);border:1px solid #7f7f7f47;min-width:300px;max-width:min(380px,100vw - 32px);padding:12px 8px 8px;position:absolute;top:calc(100% + 12px);left:-16px}.submenu[hidden]{display:none}.submenu ul{gap:1px;margin:0 0 8px;padding:0;list-style:none;display:grid}.submenu li{margin:0}.submenu a{border-radius:var(--sc-r-chip,0);color:inherit;white-space:normal;padding:8px 12px;font-size:15px;line-height:1.35;text-decoration:none;display:block}.submenu a:hover,.submenu a[aria-current=page]{background:#7f7f7f24}.submenu-head{opacity:.66;margin:0 0 4px;padding:0 12px;font-size:14px;font-weight:700}.submenu-all{color:inherit;margin-top:2px;padding:10px 12px;font-size:15px;font-weight:700;text-decoration:none;display:block}.submenu-all:hover{text-underline-offset:.18em;text-decoration:underline}.menu-toggle{font:inherit;color:inherit;cursor:pointer;background:0 0;border:0;padding:6px 0;font-weight:600;display:none}@media(max-width:880px){.site-header:has(.menu-toggle) .container{flex-wrap:wrap}.site-header:has(.menu-toggle) .menu-toggle{display:inline-flex}.site-header:has(.menu-toggle) .nav{flex-basis:100%;padding:6px 0 12px;display:none}.site-header:has(.menu-toggle) .nav.is-open{display:flex}.site-header:has(.menu-toggle) .nav-menu{flex-direction:column;align-items:stretch;gap:4px;width:100%}.site-header:has(.menu-toggle) .menu-trigger{justify-content:space-between;width:100%}.site-header:has(.menu-toggle) .submenu{min-width:0;max-width:none;box-shadow:none;margin:6px 0;position:static}}@media(max-width:760px){.split{grid-template-columns:minmax(0,1fr);row-gap:16px}.split-side,.split-side:first-child{grid-row:auto;display:block}}.concept-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(14px,1.6vw,20px);display:grid}.concept-card{background:var(--sc-fill);border-radius:var(--sc-r);min-width:0;padding:var(--sc-pad);color:inherit;border:1px solid var(--sc-edge);flex-direction:column;gap:10px;text-decoration:none;display:flex}.concept-card__kind{opacity:.72;font-size:14px;line-height:1.3}.concept-card h3{margin:0;line-height:1.25}.concept-card__q{opacity:.85;margin:0;font-size:15px;line-height:1.55}.concept-card__go{margin-top:auto;padding-top:6px;font-size:15px;font-weight:600}.concept-card:hover h3,.concept-card:focus-visible h3{text-underline-offset:.18em;text-decoration:underline}.concept-qs{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:clamp(26px,3vw,52px);margin:0;padding:0;list-style:none;display:grid}.concept-qs li{border-bottom:1px solid #7f7f7f2e}.concept-qs a,.concept-qs .concept-q{color:inherit;justify-content:space-between;align-items:baseline;gap:12px;padding:13px 0;line-height:1.45;text-decoration:none;display:flex}.concept-qs .concept-q__kind{opacity:.6;flex:none;font-size:14px}.concept-qs a:hover .concept-q__text{text-underline-offset:.18em;text-decoration:underline}@media(max-width:860px){.concept-cards,.concept-qs{grid-template-columns:minmax(0,1fr)}}.fig-amt{font-variant-numeric:tabular-nums;font-weight:700}.fig-src{opacity:.75;text-underline-offset:.18em;font-size:14px}.fig-on,.cohesion-on{margin:14px 0 0;font-size:15px;line-height:1.5}.fig-on a,.cohesion-on a,.fig-table tbody th a{text-underline-offset:.18em;text-decoration:underline;text-decoration-thickness:1px;transition:color .15s,text-decoration-thickness .15s}.fig-on a:after,.cohesion-on a:after{content:"→";opacity:0;margin-left:.3em;transition:opacity .15s,transform .15s;display:inline-block;transform:translate(-4px)}.fig-on a:hover,.fig-on a:focus-visible,.cohesion-on a:hover,.cohesion-on a:focus-visible,.fig-table tbody th a:hover,.fig-table tbody th a:focus-visible{color:var(--sc-link-hover,currentColor);text-decoration-thickness:2px}.fig-on a:hover:after,.fig-on a:focus-visible:after,.cohesion-on a:hover:after,.cohesion-on a:focus-visible:after{opacity:1;transform:none}@media(prefers-reduced-motion:reduce){.fig-on a,.cohesion-on a,.fig-table tbody th a,.fig-on a:after,.cohesion-on a:after{transition:none}}.fig-rows{gap:clamp(12px,1.4vw,16px);display:grid}.fig-row{background:var(--sc-fill);border-radius:var(--sc-r);padding:var(--sc-pad);grid-template-columns:minmax(7rem,10rem) minmax(0,1fr);align-items:start;column-gap:clamp(18px,3vw,36px);display:grid}.fig-where{margin:0;padding-top:8px}.fig-pills{flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none;display:flex}.fig-pill{border-radius:min(var(--sc-r-chip),18px);background:#7f7f7f17;flex-direction:column;flex:13rem;gap:2px;max-width:24rem;padding:10px 16px;line-height:1.4;display:flex}.fig-pill .fig-what{opacity:.8;font-size:14px}.fig-row .fig-on{grid-column:2}@media(max-width:760px){.fig-row{grid-template-columns:minmax(0,1fr);row-gap:10px}.fig-where{padding-top:0}.fig-row .fig-on{grid-column:auto}}.fig-list{margin:10px 0 0;padding:0;list-style:none}.fig-list li{border-bottom:1px solid #7f7f7f2e;padding:9px 0;line-height:1.45}.fig-list .fig-what{font-size:15px;display:block}.fig-list .fig-src{margin-left:6px}.fig-table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.45}.fig-table th,.fig-table td{text-align:left;vertical-align:top;padding:11px 16px 11px 0}.fig-table thead th{opacity:.75;font-size:14px;font-weight:600}.fig-table tbody th{font-weight:700}.fig-table .fig-amt{white-space:nowrap}.fig-table tr:has(>th[rowspan])>*{padding-top:18px}.fig-table thead th{border-bottom:1px solid #7f7f7f4d}.fig-table tbody tr{border-top:1px solid #7f7f7f2e}.section-head{margin-bottom:clamp(16px,2.2vw,26px)}.trust-items,.steps,.cat-grid{margin-top:clamp(14px,1.8vw,22px)}.trust-item,.step,.cat-card,.split-side{background:var(--sc-fill);border-radius:var(--sc-r);padding:var(--sc-pad);border:1px solid var(--sc-edge)}.trust-items,.steps,.cat-grid{gap:clamp(14px,1.6vw,20px)}.trust-items,.steps{grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr))}.trust-items:has(>:nth-child(4):last-child),.steps:has(>:nth-child(4):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}@media(max-width:760px){.trust-items:has(>:nth-child(4):last-child),.steps:has(>:nth-child(4):last-child){grid-template-columns:minmax(0,1fr)}}.badge,.tag,.pill,.eyebrow-chip,.idx,.n{border-radius:var(--sc-r-chip)}.btn{border-radius:var(--sc-r-chip);border:0;justify-content:center;align-items:center;min-height:46px;padding:0 22px;font-size:15.5px;font-weight:600;line-height:1.1;text-decoration:none;transition:background-color .15s,box-shadow .15s;display:inline-flex}.btn-quiet,.btn-secondary,.btn-ghost,.btn-outline{box-shadow:inset 0 0 0 1px var(--sc-edge);color:inherit;background:0 0}.btn-quiet:hover,.btn-secondary:hover,.btn-ghost:hover,.btn-outline:hover{color:inherit;background:#7f7f7f12}:root{--head-measure:78ch;--measure-article:78ch}.article-hero{padding-block:clamp(32px,3.6vw,52px) clamp(20px,2.4vw,32px)}.page-hero{padding-block:clamp(36px,4.4vw,64px) clamp(24px,3vw,40px)}.article-body,.prose{line-height:1.6}@media(max-width:600px){.article-body,.prose{line-height:1.52}}.toc{display:none}@media(min-width:1180px){.has-toc{grid-template-columns:minmax(0,1fr) 248px;align-items:start;column-gap:clamp(40px,5vw,80px);display:grid}.has-toc>*{grid-column:1}.has-toc>.toc{grid-area:1/2/span 40;max-height:calc(100vh - 128px);padding-top:4px;display:block;position:sticky;top:96px;overflow-y:auto}}.toc-head{opacity:.7;margin:0 0 10px;font-size:14px;font-weight:700}.toc ol{gap:2px;margin:0;padding:0;list-style:none;display:grid}.toc a{color:inherit;opacity:.72;padding:6px 0 6px 14px;font-size:15px;line-height:1.4;text-decoration:none;display:block;position:relative}.toc a:before{content:"";opacity:0;background:currentColor;width:2px;position:absolute;top:8px;bottom:8px;left:0}.toc a:hover{opacity:1}.toc a[aria-current=true]{opacity:1;font-weight:700}.toc a[aria-current=true]:before{opacity:.9}.dek{max-width:var(--head-measure);font-size:19px;line-height:1.78}.section-head{max-width:none}.page-hero h1,.page-hero>.container>h1,.page-hero>.container>.lead-in,.page-hero .lead-in,.section-head>h2,.section-head p:not(.eyebrow),.section-head>p{max-width:var(--head-measure)}.page-hero .section-head{display:block}.page-hero h1{max-width:24ch}.page-hero,.article-hero{max-width:none}main>.article-body,main>.prose,main>.sources{width:100%;max-width:1080px;margin-inline:auto;padding-inline:clamp(20px,4vw,56px)}main>.article-body>:where(p,ul,ol,blockquote,dl),main>.prose>:where(p,ul,ol,blockquote,dl){max-width:72ch}.crumbs{align-items:baseline;row-gap:2px}.crumbs .sep{opacity:.5;flex:none}.crumbs,.crumbs a,.crumbs a:hover{color:inherit}.section,.section.band,.section-alt{padding-block:var(--sc-band)}main>.article-body,main>.prose,main>.sources{max-width:1080px;margin-inline:auto;padding-inline:clamp(20px,4vw,56px)}main>.article-body>*,main>.prose>*,main>.sources>*{max-width:var(--measure,68ch)}main>.article-body>.table-wrap,main>.prose>.table-wrap,main>.article-body>figure,main>.prose>figure,main>.article-body>.trust-items,main>.prose>.trust-items,main>.article-body>.cat-grid,main>.prose>.cat-grid,main>.article-body>.steps,main>.prose>.steps{max-width:none}:root{--measure-article:82ch}.container>.article-body,.container>.prose{max-width:none}.container>.article-body>*,.container>.prose>*{max-width:var(--measure-article,82ch)}.container>.article-body>.table-wrap,.container>.prose>.table-wrap,.container>.article-body>figure,.container>.prose>figure,.container>.article-body>.trust-items,.container>.prose>.trust-items,.container>.article-body>.cat-grid,.container>.prose>.cat-grid,.container>.article-body>.steps,.container>.prose>.steps,.container>.article-body>.callout,.container>.prose>.callout,.container>.article-body>.faq-list,.container>.prose>.faq-list,.container>.article-body>.faq-group,.container>.prose>.faq-group,.container>.article-body>.sources,.container>.prose>.sources,.container>.article-body>.article-cta,.container>.prose>.article-cta,.container>.article-body>.cta-banner,.container>.prose>.cta-banner,.container>.article-body>.proscons,.container>.prose>.proscons,.container>.article-body>.pill-row,.container>.prose>.pill-row,.container>.article-body>hr,.container>.prose>hr{max-width:none}.container.article-body,.container.prose{max-width:var(--maxw,1140px)}.container.article-body>*,.container.prose>*{max-width:var(--measure-article,82ch)}.container.article-body>.table-wrap,.container.prose>.table-wrap,.container.article-body>figure,.container.prose>figure,.container.article-body>.trust-items,.container.prose>.trust-items,.container.article-body>.cat-grid,.container.prose>.cat-grid,.container.article-body>.steps,.container.prose>.steps,.container.article-body>.callout,.container.prose>.callout,.container.article-body>.faq-list,.container.prose>.faq-list,.container.article-body>.faq-group,.container.prose>.faq-group,.container.article-body>.sources,.container.prose>.sources,.container.article-body>.article-cta,.container.prose>.article-cta,.container.article-body>.cta-banner,.container.prose>.cta-banner,.container.article-body>.proscons,.container.prose>.proscons,.container.article-body>.pill-row,.container.prose>.pill-row,.container.article-body>hr,.container.prose>hr{max-width:none}.callout>p,.callout>ul,.callout>ol,.sources>p,.sources>ul,.sources>ol,.article-cta>p,.cta-banner>p{max-width:var(--measure-article,82ch)}.callout strong,.callout b,.callout em,.callout li,.callout a,.sources .foot-note,.sources .tags{color:inherit}.crumbs .sep{opacity:.55;border:0;height:auto;margin:0;display:inline}.hero-actions{text-align:inherit;margin-top:clamp(20px,3vw,30px);margin-inline:-6px;display:block}.hero-actions>*{margin:0 6px 12px}.page-hero>.container>h1{max-width:23ch}.page-hero>.container>.lead-in{max-width:58ch}.page-hero{border-bottom:2px solid var(--sc-edge,#7f7f7f29);padding-bottom:clamp(30px,4vw,56px)}.section-head{border-bottom:1px solid var(--sc-edge,#7f7f7f29);grid-template-columns:minmax(0,1fr) minmax(0,.85fr);grid-template-areas:"eyebrow eyebrow""head body";align-items:baseline;column-gap:clamp(30px,4.5vw,64px);padding-bottom:14px;display:grid}.section-head>.eyebrow{grid-area:eyebrow}.section-head>h2{grid-area:head;margin-bottom:0}.section-head>p{grid-area:body;max-width:52ch;margin:0}@media(max-width:900px){.section-head{grid-template-columns:1fr;grid-template-areas:"eyebrow""head""body"}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}.skip-to-content[data-astro-cid-37fxchfa]{position:absolute;left:-9999px;z-index:999;padding:1em;background:#fff;text-decoration:none}.skip-to-content[data-astro-cid-37fxchfa]:focus{left:50%;transform:translate(-50%);top:0}.cookie-banner[data-astro-cid-37fxchfa]{position:fixed;left:16px;bottom:16px;z-index:1000;max-width:min(460px,calc(100vw - 32px));display:flex;align-items:center;gap:16px;padding:14px 16px;background-color:inherit;color:inherit;border-radius:var(--sc-r, 10px);box-shadow:0 10px 30px #00000029,0 0 0 1px #7f7f7f38;font-size:14px;line-height:1.45}.cookie-banner[data-astro-cid-37fxchfa] p[data-astro-cid-37fxchfa]{margin:0}.cookie-banner[data-astro-cid-37fxchfa].hidden{display:none}.cookie-banner[data-astro-cid-37fxchfa] button[data-astro-cid-37fxchfa]{flex:none;cursor:pointer}